The world wide web can be a big, scary place for your kids. The most efficient way to monitor your child’s online activity is through a parental intelligence system that will monitor and analyze their actions. Scams come a dime a dozen, but it’s worse when they specifically target your children. You need to know what to watch out for. Here are the 10 most common Internet scams your child might fall for:
Kids love clothes, especially teenagers. They want to be trendy and have all the latest designer styles when they know they can’t afford it. So scammers create ads for all these “discount” online stores that supposedly sell designer goods. However, designers do not license these companies to sell their goods, and all the products are fake. Let your children know not to be tempted by these online stores, because they are likely not what they advertise.
“Free” music downloads and ringtones are a tease. The purpose is to lure you kid in, for a limited time, and then inform them that they have to pay for further use of the service. The programs collect personal or bank information and charge your card with all these fees and can possibly steal your identity. Stick to music programs like ITunes, or just by CDs to play it safe.
3. Free Stuff
Most “free” stuff offered on the internet is a ploy to collect information. Tell your kids to avoid the freebies, they are usually a trap.
Kids also love contests because they love to play and win. They don’t realize the prizes aren’t real, and nobody ever wins. These contests are used to collect information and steal identities. Avoid online contests unless it’s for a known entity like a magazine.
Teenagers may be attracted to lottery scams. Anything that requires you to send money to get money is an obvious scam. Most of these fake lotteries always require some type of wire transfer or bank information. Warn your kids to stay far away from “free” money on the internet..
6. Fake Credit Cards
College bound kids love the idea of credit cards, and scammers know this. So stick to applying for cards from known banks, and don’t be afraid to call and check up on an offer.
Downloading games opens your browser up to viruses. On top of that, some of the games ask for way too much information for the kids to play. Then after the child is hooked they want you to pay to continue to play. Just don’t do it.
8. Fake Scholarships
College bound kids are always looking for money for school. Scammers target them with fake scholarships, and when they get their information, they steal their identity. Have your kids apply for scholarships through government websites, and financial aid office referrals. Parents, you can always call the supposed donor and check on the authenticity of the award.
9. Fake Jobs
In this economy, everybody needs a job. Scammers target young people with these dream jobs and when the kids apply, they steal their identities. The other side of the scam is that the job requires some fake training that the applicant has to pay for. Real jobs rarely make applicants pay a fee.
10. Fake Memberships
For small children, becoming a member of a club is exciting. But it can turn into a nightmare once mom gets the bill. Don’t allow your kids to join any type of online club or organization for any reason. Only you should be signing them up for online activities.
Kids typically always have access to the Internet. You can’t hover over them 24/7, so review these internet safety tips before you let them loose.
Parenting has become increasingly more complicated with cell phones and computers. Read about how you can keep up with it all in our eBook! Download “Digital Parenting: The Essential Guide to Raising Connected Kids” now.
Source: UKnowKids Com
Scammers Now Target Children
It’s About Your Children And Grandchildren
Recently we all saw an article about a teen that committed suicide after a scammer enticed him into sexting (sending compromising photos of himself) and then the scammer blackmailed him.
We have been looking into this issue and what we have discovered it truly frightening.
There are no statistics on scammer related suicides, but we instinctively know that it happens. With more than a million victims a year, the law of averages suggests that are certainly hundreds (perhaps thousands) of victims that commit suicide after being scammed every year. But these are adults.
But What About Our Children?
By definition, they all have computers, tablets, and smartphones. They all have email, and social media accounts. They are even worse when it comes to connecting with people they don’t know. Kids like and friend anybody.
Have we ever talked to them seriously about scammers and what scammers do? Have we told them who scammers really are?
Children and teens may be more aware of technology, but they are still immature children when it comes to relationships, especially the fake ones.
How Many Children & Teens Are Being Scammed
We Have No Idea! No One Does!
Kids do not report most crimes, they are too polite or politically correct or scared or embarrassed. They suffer in silence.
We have warned them not to talk to strangers, but did we ever talk to them about these kinds of strangers? Probably not!
Maybe We Need A New Kind Of Just Say No
Say No To Scammers!
Many have suggested that while this is not as great a monetary crime as scamming adults, after all kids have less money, the impact can be vastly greater.
What Do We Do?
There are the obvious things we as parents can do. It starts with being a parent, not their friend. It is your job to protect them, and explain to them what and why you are doing it.
Tell them there are bad people out there in the world that want to trick them and to steal their money, and if they can’t get money, they get even! Tell them, you need to make sure they and their friends are safe, by checking the privacy on their social media and emails. Tell them you have to do it because you are their mother, father, or grandparent. This is to keep them safe.
If you need to you can show them select articles about this, especially videos – however, they will not immediately understand. Kids always think they will never be affected.
It is your responsibility to keep them safe no matter how much they complain.
If you don’t yet know how to tighten the privacy and security settings for their email and social media accounts, learn or ask a friend who does. And do your own accounts while you are at it, since you may very well have been the one that gave the scammer access to your family and friends.
If you ánd questionable people in their social media accounts, talk to the parents of their friends. Spread this word. Talk to your school about the problem, and how they might be able to help. Share this with the PTA or School Parents
Share your thoughts. If you are reading this, you probably have already had encounters with scams and fraudsters.
This Is A Serious Problem
It Takes A Serious Resolve And Commitment
Help Keep Our Kids Safe
FYI – In the U.S. it is unlawful for children under the age of 13 to have any account without your written permission. The provider is the one that is held responsible for this, but you should be aware of what you children are doing. The law is called COPPA – Children’s Online Privacy & Protection Act
Source: Romance Scams Now
Thanks UKnowKids, Romance Scams Now and for reading Children Scams